How to Do a Fiscal Freeze

Frugality, far from being about deprivation, has been a tool to help me unleash my creativity and meet important money goals.

I recently embarked on a summer-long fiscal freeze to boost my family’s efforts to save money. Our goal? A down payment on a home. I made a list of acceptable purchases (needed clothing, groceries of course, and our regular bills), but vowed to nix all unnecessary spending.

These spending freezes have always proven to be quite enlightening and well worth the effort. They show up bad habits of mindless spending, help me use up things I have stockpiled, and more.

Read more about my progress in the No Spend Summer here.

Last 5 Articles Added By Carrie Willard

About Carrie Willard

Carrie Willard is a writer, reader, blogger and barefoot walker. She's a wife, mom to seven and beginner Francophone who writes about raising a large family frugally, good books and mothering a former 27-weeker preemie.

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