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Father's Day	Thanksgiving
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10 Reasons Santa's Broke This Year Santa is broke this year. Why? 10 Simple Ways to Create Your First Back-to-School Fund Have you considered building a Back-to-School fund? Challenge yourself to see how much money you can tuck away by the time school starts again. Here are some ideas to get you started. 30 Seconds to Creating an Awesome Checkbook Balance Yes, the cushion is our friend. And without it, life indeed is less pleasant. But, there's another type of cushion -- and it's a real necessity for us. I'm talking about the cushion in our checkbooks. Our own balancing act can become difficult at times. And we need to build in a cushion to protect ourselves. A Father, A Champion Father's Day is a special time to honor our Dads. But what about the other 364 days of the year? About that Dream ... There is no Easy Street (at least not on my road map). But there is that road less traveled... with a few obstacles along the way. My husband lost two jobs soon after I made major changes in my life, the first just months later. It wasn't easy, but I had Plan B ready to go. Boss's Day: 25 Practical Gift Ideas Boss's Day has been around since 1958, and we still struggle for ideas on what to buy the boss. But finding the perfect gift for our boss doesn't have to be a nightmare. Nor does it need to cost a fortune. The trick is to take into account your boss's personality, likes, dislikes. Is your boss a practical person? Somewhat exotic? Does she like to be pampered? Is he into sports, hobbies, food? Bosses Day: 25 Gift Ideas for Your Wallet Finding the perfect gift for your boss doesn't need to leave your wallet empty. Read on for some low-cost gift ideas -- including gifts for bosses with special circumstances. Christmas Strategies: Gifting Without Charging Before we know it, the shopping season will be upon us. And, just like Santa's little elves will be working feverishly, we've got to get busy saving up our cash for Christmas. The alternative could be to watch helplessly as our credit card balances increase. But is it really possible to have a Christmas without using our credit card? Absolutely! It isn't hard -- it's just a matter of getting started now! Here are these 3 simple steps to begin ... Could a Traffic Jam Change YOUR Life? Has it happened to you? Despite your best intentions, you're running a few minutes late for work. Maybe if you hurry just a bit... Nope. It's not gonna happen -- how could you have known there'd be an accident blocking the interstate? Creating The Biggest Impact for Your Saving Goals "Which one thing can I do today to create the biggest impact on saving my money?" Gifting: Santa's Secret Shopping List For some of us, the added stress and expense of the holidays can detract from our season of joy and celebration. Has the Money Sponge Absorbed YOUR Money? You drag your tired body from the cab of the tow truck. Ah... home, sweet home -- three hours and $65 later. Who could have known the transmission would call it quits right in the middle of evening rush hour? Of course, your mechanic has been warning you for months now. How One Small Spark Can Lead to Greater Savings It's true, you know. Even the smallest of sparks has the power to create a raging inferno! The good news? It works the same with a mere ten dollars! Years ago, I had a just-over-minimum-wage job that paid me only once a month. And out of that one check came my rent, used-car payment, utilities, and health and auto insurance. I paid all my regular bills the same week I got paid. How to Create Nine Different Meals With One Meatloaf Recipe! Imagine having several meals already prepared -- and spending less than an hour preparing them! That's exactly what you can do with the following recipe. Simply double or triple the ingredients, then separate into several meals. Here are some of the scrumptious meals you can create in no time, using the meatloaf recipe below. How To Get Un-Stuck with your Budget We were out grocery shopping one day and got caught in a snowstorm. We were tired and hungry, and I longed to be at home, out of the cold. The good news was that the ice cream wouldn't melt soon. The bad news was that we were literally stuck in a rut. And the rut became bigger each time the tires spun. The snow became slicker, packing down into the rut. How to Grow Your Very Own Money Tree Okay. So money doesn't really grow on trees. Unless you plant your own Mighty Money Tree, that is! Imagine that only a few moments ago you planted a young sapling in your back yard. You gave it just enough water to ensure a good start. Not too much, not too little. You even propped it up with a stake. You'll continue to nurture it, feed it, water it. I Can't Save Money! If you've tried over the years to save money or live more frugally, you've probably come across the simple strategy of tracking your spending. But what if that doesn't work for you either -- despite your best intentions? Meatballs: Friend, or Foe? We all have those moments, don't we? We're right in the middle of a project, and it's simply not going well. Like me, you may find yourself becoming irritated, wishing you could find an easier way to get the job done (or even eliminate it completely.) Money Integrity: We think of integrity as doing the right thing when no one is looking. Does this hold true for money, too? Share with your children the money values you'd like them to carry into adulthood. We have opportunities to teach our children, even in unexpected ways! Patience and Faith Create a Happy Wallet For You! It's hard to be patient at times, isn't it? It's even more difficult when things aren't going our way. Makes us want to jump right in there and make things happen. But, is it a signal that perhaps we should do the very opposite instead? Should we just sit tight? Save Money Without Giving Up the Things You Love The good news is that you truly can make changes without giving up those things that bring you pleasure. Saving Made Easy for the Unique Learner Kary had a real dilemma on her hands. At age 27, her credit card debt exceeded $20,000. To top it off, her family was pushing her into THEIR career of choice. But for Kary, it meant more schooling. And the closer she came to enrollment, the more depressed she became. As her depression increased, so did her weight. Saving Money Is Kinda Like Drinking Water... Saving money can be a lot like drinking eight glasses of water each day. Don't you think? We know it's a healthy thing to do. But, do we? Saving Money: Finding What Works for You Yes, I'll save some money today. But I'll do it MY way. Saving Money: How to Find Your Starting Point I confess. I didn't always do such a great job with saving my money. In my younger days, I got off track. And it took me a while to get with the program again, even though I knew it was in my best interest to save. Saving, Spending and Sabotage! Over the next few weeks, why not see if Sabotage has left a trail in any areas of your life. Once you become aware of what's setting you back, it'll be so much easier to get back on track with your goals! Seven Extraordinary Reasons To Be Thankful Ah, so many reasons to be thankful, today and throughout the year! How many reasons can you find? I hope they're too numerous to count. This potpourri of thanks touches only the surface, but you may find yourself nodding in agreement. Enjoy! Stay at Home Moms: Turn Your Knowledge Into Extra Money As a stay at home mom, you may wonder if there's really a legitimate way to bring in extra money from the comfort of your own home. Did you know that internet marketers need your first-hand experience -- and may be willing to pay you for writing simple articles about it? The Secret to Keeping Your Budget on Track B-u-d-g-e-t. The very word can cause us to tremble in our new boots! But a hard-working soul need not fear -- there's a simple way to win the battle of the budget. It's great fun, and what better time to get started! So what's the secret? Build Some Rewards and Fun Into Your Budget! Top 10 Ideas for Your Tax Refund It's true. Most of us won't become rich from our tax refunds each year. Imagine, though, what you could accomplish over the next year just by applying your refund in ways that will reward you -- over and over again. Read on, and discover the wonderful things you can do with your refund! Unique Gifts: Ideas for All Seasons There's an alternative to buying gifts that sit on a shelf waiting for the next garage sale. For something completely unique, why not consider gifts that keep on giving for your friends, co-workers or loved ones? What You Can Do When Budgeting Becomes a Drag Most of us have learned along life's journey that we must have a budget in place to succeed in our financial goals. And it is true that using your budget as a tool will make it easier. Your Income Tax Refund: Sofa, Pecs, or Freedom? What will your tax refund 'buy' for you this year? A lovely sofa? Perfect Pecs? Freedom? I hate to admit it, but I almost bought the Pecs. I opened a colorful brochure that caught my eye... Your Money: Stepping Up to the Plate You know what a bad hair day is, right? But have you ever had a bad money day? A day that becomes a week? Your Strengths, Your Money Need a few extra bucks to help pay down debt or build up your emergency account? There are some simple ways to do it without working another job or being away from the children even more. Using your strengths, brainstorm ways to zero in on new sources of income.