How to Do a Fiscal Freeze

Frugality, far from being about deprivation, has been a tool to help me unleash my creativity and meet important money goals.

I recently embarked on a summer-long fiscal freeze to boost my family’s efforts to save money. Our goal? A down payment on a home. I made a list of acceptable purchases (needed clothing, groceries of course, and our regular bills), but vowed to nix all unnecessary spending.

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These spending freezes have always proven to be quite enlightening and well worth the effort. They show up bad habits of mindless spending, help me use up things I have stockpiled, and more.

Read more about my progress in the No Spend Summer here.

Last 5 Articles Added By Carrie Willard

About Carrie Willard

Carrie Willard is a writer, reader, blogger and barefoot walker. She's a wife, mom to seven and beginner Francophone who writes about raising a large family frugally, good books and mothering a former 27-weeker preemie.

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