7 Tips For Creating A Frugal Meal Plan That Works For You And Your Family
Written by Susanne Myers | 0 CommentsGroceries are one area in your family budget where you can easily save quite a bit each way. A perfect way to do that is to create a frugal meal plan each week that will help you spend less at the grocery store. But for this to work (especially in the long run), you have to come up with a menu plan that will work for both you and your family. Here are some tips for accomplishing just that. Full Article
Frugally Dressing for Success
Written by Tammy Paquin | 0 CommentsYou’ve just landed that job you wanted! Congratulations are in order but so is a more professional wardrobe. You don’t want to use up your first three paychecks creating that wardrobe (or three or four paychecks every year thereafter) so I’ll show you how to create a stylish and frugal wardrobe. Full Article
7 Tips For Living in a Frugal Way
Written by Susanne Myers | 0 CommentsThere are a lot of reasons why more and more of us are embracing a more frugal lifestyle. Sure, some of it is due to the economy and we are becoming more frugal by either necessity or fear. But for many of us it is a lifestyle choice. It’s a way to get back to the basics and spend more time on things that are truly important instead of chasing that new house, car or exotic vacation. If you’re ready to embrace living in a frugal way, I have seven tips that I’d like to share with you today. Full Article
Ten Ways to Slash your Grocery Bill
Written by Tammy Paquin | 0 CommentsWith the rising cost of food, everyone is looking for ways to save on their grocery bills without sacrificing nutrition. Here are ten money saving tips. Full Article
Tips for Cutting Down on Heating Expenses
Written by Tammy Paquin | 0 CommentsThe cost of heating our homes has risen considerably in the past few years. Here are some tips to help you cut down on your home fuel expenses. Full Article
Using Cash to Stay in a Budget
Written by Tammy Paquin | 0 CommentsIt’s a well established fact that when people purchase things using any payment form OTHER THAN cash, they tend to spend more money. I always figured that this fact didn’t apply to me because I was a careful shopper. BUT, can I just say that is NOT true!!! Full Article
Changing your Frugal Attitude
Written by Tammy Paquin | 0 CommentsLet’s face it, almost all of us go through some tight financial times through our lives, but how we look at and face those times can set you apart from the crowd. It’s kind of that, the glass can be half-full OR half-empty situation. Some people who are in a tight financial situation will let it take them down and they’ll use it as a crutch and blame all their woes on it, whereas another person in the same situation will say that money is tight, but that’s finances are not the end all and be all of their lives. Full Article
Feeling Rich when the Savings Account Says Otherwise
Written by Tammy Paquin | 0 CommentsIf your first thought to the title was, “Hey, I’m rich with family, friends, good health and faith!” then you’ve already hit upon my first point. Good for you! Being rich doesn’t just imply having lots of cash. It’s also recognizing that there are things that money can’t buy and you need to learn to celebrate that above the actual idea that being rich is about the cold, hard cash. Full Article
Take a Bite out of Breakfast Costs
Written by Tammy Paquin | 0 CommentsBreakfast is the most important meal of the day (so the experts tell us) as we fuel our bodies after a long night and prepare for a busy day ahead. That said, it’s also become a very pricey meal of the day! There are a slew of manufacturers out there that have bundled breakfast items in convenient, high fat, high sugar, and high COST ways and convinced YOU, the consumer that you NEED their products and you can’t live without them. I’m here to tell you otherwise. I’m going to help you take a bite out the rising costs of breakfast. Full Article
Pasta: From Simple to Fancy Fare
Written by Tammy Paquin | 0 CommentsPrices continue to rise at the grocery store. I’ve seen my own grocery budget rise by almost $100 per month (although three growing boys might be contributing to that increase). Gone are the days of four boxes of spaghetti for a buck but overall, pasta is still an inexpensive and filling beginning to many meals. I also love that pasta is one of those dishes that can go easily from the family dinner to the guest table when paired with my good china and a bottle of wine. Full Article
Understanding Supermarkets Tricks to save you Money
Written by Angela Wenke | 0 CommentsHave you ever just stopped the grocery store on your way home from work because you just need four items for your family’s meal that night? And what usually happens when you get to the checkout? You know what I am talking about. Your cart is now half way full of junk you really didn’t need or even wanted. What happened to just running into the store to only purchase what you really needed? Full Article
Couponing 101-Organizing Your Coupons
Written by Angela Wenke | 0 CommentsCoupon Organizer Creation Full Article
Are You a Prime Candidate for Identity Theft?
Written by Martha Matthews | 0 CommentsWhen my husband and I were in the process of purchasing our home we received a disturbing call from our mortgage broker. He called to tell us that our credit report had come back with some derogatory information. There was a string of unpaid credit card bills and other monies owed that turned up on our report. The mortgage broker suspected fraud, because he also saw on the same report we were paying our other accounts on time and in full. It turned out that a former neighbor had stolen my identity. By the time the police caught up with her she had racked up two thousand dollars in credit card charges, rented an apartment, had a phone installed and acquired utility services, all under my name. We were alleviated from the responsibility of the credit card charges after proving that I did not make them. It took three months to clear the mess up. Because we had a credit report done for our loan, we found out about the fraud and were able to stop things before they got out of hand. If we had not found out, we would have had a much bigger problem on our hands. Full Article
How to Save Money on Raising Children
Written by Tammy Paquin | 0 CommentsHaving children doesn’t have to be as expensive as it seems. The expression, “Hindsight is 20/20†definitely applies to having children. We have learned a lot since having our first child (of three) and these tips come from practical experience as parents, NOT from the overpriced expectations placed upon us by manufacturers. Had I known THEN, what I know NOW, we would have saved a considerable sum of money beginning with our first, NOT our third! Full Article
Using Cash to Stay in a Budget
Written by Tammy Paquin | 0 CommentsIt’s a well established fact that when people purchase things using any payment form OTHER THAN cash, they tend to spend more money. I always figured that this fact didn’t apply to me because I was a careful shopper. BUT, can I just say that is NOT true!!! Full Article
Changing your Financial Attitude
Written by Tammy Paquin | 0 CommentsLet’s face it, almost all of us go through some tight financial times through our lives, but how we look at and face those times can set you apart from the crowd. It’s kind of that, the glass can be half-full OR half-empty situation. Some people who are in a tight financial situation will let it take them down and they’ll use it as a crutch and blame all their woes on it, whereas another person in the same situation will say that money is tight, but that’s finances are not the end all and be all of their lives. Full Article
Increase Your Chances of Winning Contests
Written by Audrey Okaneko | 0 CommentsAll of us have seen the many contests and sweepstakes being offered on any given day. While I enter many of them, I always wonder “do I really have a chance to win?” Full Article
How to Save Money At the Grocery Store
Written by Audrey Okaneko | 0 CommentsI love going to the grocery store and looking at my receipt to see how much I saved. The best I’ve personally done is 70% and I’ve only been able to do that once. I really try to save between 30% and 40% when I visit the grocery store, if possible. Full Article
Saving Money Year Round
Written by Audrey Okaneko | 0 CommentsAs moms, many of us want to stretch our incomes as far as we can. I’d like to offer some ideas that have worked for me in saving money year round. Full Article
Slashing Grocery Bills
Written by Rachel Paxton | 0 CommentsEven the thought of spending a lot of time tracking grocery prices from store to store gives me a headache. I know a lot of people who keep detailed notes of every grocery item they regularly purchase and routinely note the price fluctuations at the grocery stores they frequent. Full Article






